Borrowing was £17.4bn last month, the second highest October figure since monthly records began in 1993.
Christopher Jackson
When I meet Keith Mabbutt at the Beaumont Hotel, he shakes my hand with the energy of a former footballer, which he is. But there’s more to Mabbutt than sport or business. What strikes you immediately is the humility, and the sense of someone who has had to become comfortable with both devastation and grace.
“I always wanted to be a footballer,” he tells me, smiling, as if the dream never quite left him. “From a very early age, it was football or nothing. People around me saw it, even in primary school. I was the one with the ball, trying to take everyone on.” He laughs softly, not with arrogance but with fondness for that vanished boy.
And it wasn’t a fantasy. Mabbutt had the talent. He was scouted by Millwall, Charlton, and Gillingham, eventually playing alongside future Premier League stars. “I was training with the likes of Scott Parker. He went on to captain England. And there I was, his teammate.”
But as in many sporting stories, the dream fell apart with an injury. “Pre-season at Charlton,” he says. “A country run. I went down a pothole. My knee was never the same again.” Mabbutt doesn’t dramatise it. He doesn’t need to. The facts are enough: a career derailed, a young man forced to recalibrate his dreams.
What followed was a painful drift. He found himself unable to commit to semi-professional football, haunted by the proximity of what might have been. “I’d turn up to clubs, sit in the car park, wondering what I was doing there. Six months earlier I’d been on the cusp of top-flight football. Now I was trying to prove myself to people who had day jobs.”
The descent from the Premier League’s outer orbit to the amateur leagues left more than physical scars. “My confidence was shot. Mental health wasn’t something we talked about back then. But in hindsight? I was in a bad place.”
What happened next could have been a footnote. But instead, it became a beginning. Flicking through the Evening Standard, he came across a recruitment advert. “I went to the interview thinking I was applying for a job. Turned out they were interviewing me as a candidate to put on their books. But by the end of the meeting they said, ‘We want you to work here.'”
So began Mabbutt’s second life. Starting in admin at PSD, a City recruitment firm, he applied the same diligence and passion that once defined his football. “I just put myself about. Got to know people.”
Within months, he was approached to become a consultant. “And this moment came,” he says, with a certain wonder. “I said, ‘Actually, I want to set up my own company.’ Even now, I don’t know where that came from. It was like something outside me spoke.”
What followed was, in his words, “a bit mad”. With PSD’s blessing, he started out alone, renting a four-bedroom house in Kent, transforming it into both home and office. “I didn’t want a separate office. I needed to feel in it. I was literally on my own, phoning candidates, building something from scratch.”
The company he founded would become The Sporting Jobs Board, a niche recruitment consultancy serving sportspeople transitioning into life after professional athletics. “There’s this huge psychological shift,” he says. “When you’re in sport, your identity is everything. When that goes, it can be brutal.”
Through The Sporting Jobs Board and other ventures, including GRIT Search, Mabbutt has placed former athletes in meaningful careers, helping them avoid the void he once fell into. “It’s personal for me. I know what it’s like to feel lost. To wonder, ‘Who am I without the game?'”
I ask him how his own playing days inform his professional work. He pauses. “Sport teaches you about pressure, about reading people, about timing. But mostly, it teaches you about failure. And what you do after.”
More recently, Mabbutt has channelled his energy into the Street Soccer Foundation, a national charity he founded that uses football to help vulnerable and homeless young people rebuild their lives. “Football was always more than a game,” he says. “It was a language I knew, and I realised it could be a bridge for others too — especially those who’ve been written off.”
The foundation combines structured football training with life skills and employability workshops, giving participants both confidence and concrete opportunities.
The programme has grown across the country, with professional football clubs partnering to deliver weekly sessions. Mabbutt describes the foundation’s model as “football-led but future-focused,” and it’s clear that his personal story of resilience runs through everything the foundation does. “When you’ve lost your footing in life, you need purpose and support. That’s what we’re offering: a pathway, a team, and hope.”
Perhaps what makes the Street Soccer Foundation so powerful is how closely it mirrors Mabbutt’s own journey — from early promise through personal adversity to a new kind of leadership.
“These young people are incredible,” he says. “They just need someone to believe in them. Once that happens, the transformation is real — and permanent.” It’s a legacy that, like Mabbutt himself, is built not on flash or fanfare, but on grit, empathy, and a deep understanding of what it means to begin again.
At this point, we drift into philosophy. Mabbutt’s tone changes: it becomes softer, more reflective. “I think everything you go through is preparation for something. I’m not sure I believe in luck. But I believe in grace. I believe in showing up.”
It’s a rare thing to meet someone who has seen both the best and the worst of what life can offer, and who has managed to convert that experience into something useful to others. “The best part of my job now? It’s seeing people believe in themselves again. That moment when they realise they’re not finished.”
We talk about legacy. He shrugs, uncomfortable. “I don’t think about legacy. I think about impact. About helping someone get through the week. If that’s what I can do, then I’m good.”
But legacy might find him anyway. As we part ways, Mabbutt insists on paying for the tea. It’s a small thing. But maybe that’s how you build a life worth remembering: not in glory or riches, but in small, consistent acts of generosity. In remembering what it’s like to be young, full of hope, with a ball at your feet and the whole world ahead of you.